About How Rich Are You PH

What is this tool?

How Rich Are You PH is a free online calculator that lets households compare their monthly income against the Philippine population. Enter your household income, select your province, and instantly see your income percentile, economic class, and what your money can realistically afford — from food and rent to healthcare and education.

The tool now also serves foreigners and overseas workers evaluating a potential move to the Philippines. Select your country, enter your income in your local currency, and choose a Philippine province — the calculator converts your income at the live exchange rate and shows exactly what economic class you would belong to, and what lifestyle to expect, in that specific location.

International mode — for foreigners moving to the Philippines

If you live outside the Philippines and are considering relocating, you can now use this tool to model your financial situation as a Philippine resident. Select your home country from the G20 + ASEAN launch set (28 countries), enter your income in your local currency, and choose the province where you would settle.

The calculator converts your income to Philippine Pesos at the live ECB reference rate via the Frankfurter API (updated daily, no API key required) and runs it through the same PSA FIES 2023 engine used for Filipino residents. The results show your income percentile, economic class, lifestyle projections, financial health score, and income mobility pathway — all benchmarked against actual Philippine cost-of-living data for the province you choose.

The province picker defaults to Metro Manila (NCR) — the most expensive benchmark — but you can select any of the 82 Philippine provinces to see how your income translates in lower cost-of-living areas like Cebu, Davao, Iloilo, or the Visayas. For some high-income countries, the purchasing power difference is striking.

Where does the data come from?

All income benchmarks are derived from the Philippine Statistics Authority (PSA) Family Income and Expenditure Survey (FIES) 2023 — the most comprehensive household income dataset in the Philippines, covering approximately 28 million households nationwide.

Economic class thresholds follow the NEDA Philippine Development Plan 2023–2028 income classification framework. Provincial cost-of-living adjustments are derived from PSA regional price indices and Department of Energy fuel price monitoring data.

Live economic adjustments — CPI inflation, fuel prices, and Meralco electricity rates — are fetched in real time from multiple Philippine sources and applied to all expense projections so results stay current between survey cycles.

For international users, exchange rates are sourced from the European Central Bank via Frankfurter (daily reference rates). Local income benchmarks use World Bank GNI per capita data (2023) as an approximation of where your income ranks in your home country — this is explicitly labeled as an estimate, not a precise percentile.

How accurate is it?

The tool provides statistical estimates, not precise financial assessments. The FIES survey captures broad income patterns across regions and household sizes, but individual circumstances — employment type, irregular income, informal economy earnings — may not be fully reflected.

Results should be treated as a general educational reference, not as financial advice. For personalized financial guidance, consult a licensed financial advisor.

What data do we collect?

The short answer: almost nothing. Here is the complete list of what we ask for and why:

• ✓Your monthly income — used only to calculate your percentile rank. Never stored with any identifier attached to you.
• ✓Your province — used to show regional context. Same as above — not linked to you personally.
• ✓Your email — only if you purchase the PDF report, so we can send you the file. That's the only purpose.

We use anonymous session IDs (stored in your browser) to prevent duplicate submissions — not to track you across the web. Sessions expire automatically. Full details in our Privacy Policy.

Who built this?

How Rich Are You PH was built by Dan, a Filipino software developer, motivated by a simple question: where do I actually stand compared to other Filipinos? The site launched in March 2026 and is an independent personal project — not a startup, not a corporation, just one developer making PSA data accessible to everyone.

The domain is registered with privacy protection (standard practice for individual developers to prevent spam), but the tool itself is fully transparent — all data comes from publicly available PSA FIES 2023 publications which you can verify directly at psa.gov.ph.

Payments for the premium PDF report are processed by PayMongo (BSP-regulated Philippine payment processor) and PayPal for international users. No payment information is ever handled directly by this site.

This site is not affiliated with, endorsed by, or officially connected to the Philippine Statistics Authority (PSA), NEDA, the Bangko Sentral ng Pilipinas, or any government agency. All data is sourced from publicly available PSA publications. The tool is free to use and does not provide financial, legal, or investment advice of any kind.

Important disclaimers

Is my data stored?

Your income input is processed in real time to generate your results and is stored only in your browser's session storage — it is never permanently stored on our servers in a personally identifiable way. Aggregate, anonymized statistics may be retained to improve the tool. Please review our Privacy Policy for full details.